For the money you absolutely can’t afford to lose preparing for retirement is risky business.
And the biggest retirement risks of all are losing your nest egg and/or outliving your money.
Successful Retirement Panning is all about minimizing and managing these risks.
Ask yourself about your financial plans for retirement.
- Do you have “investments’ or do you have a retirement plan?
Do you know the total amount of money you will have accumulated on the day you plan to retire?
Do you know that it is entirely secure?
Do you know how much income that money will produce?
Are you guaranteed that it will last for the rest of your life?
If you answered “no” to any of these questions, you may have investments, but you do not have a retirement plan.
Now let’s look at some facts.
Fact: We are living longer! A person age 65 today could possibly spend another 30+ years in retirement.
Fact: According to a recent Gallup Poll, these are the concerns that keep retirees up at night.
Not having enough money for retirement (the biggest concern)
Paying for health care costs
Maintaining their standard of living
Fact: Most Americans will count heavily on their 401(k)s, IRAs, 403bs, CD’s etc. to provide income throughout their retirement.
Fact: Most of these programs are subject to market fluctuations, putting the principal at risk and undermining retirement security and CD rates barely keep up with inflation.
So, the goal for successful, worry-free retirement planning is to minimize risk, realize gain and create a guaranteed lifetime income. An income stream that you cannot outlive.
Sound too good to be true?
Let’s look at some more facts.
Fact: There are three sources of guaranteed lifetime income.
Principal protected, properly constructed fixed index annuities (not the variable kind)
Fact: There are many investment methods, hedges and scenarios. (Most will not necessarily allow you to sleep well at night.)
There is only one that can contractually guarantee a principal protected, predictable , stable, lifetime income. The fixed index annuity.
Fact: The Fixed Index Annuity is a powerful tool for growing and protecting your retirement nest egg. It contractually guarantees a principal protected, predictable, stable lifetime income while still allowing accumulation of market gains!
Welcome to the SWAN concept of retirement planning! For the money you absolutely cannot afford to lose.
Sleep Well At Night!
Your peace of mind solution to retirement planning!
A secure, predictable lifetime retirement income!