Our Mission: Prioritizing Our Client’s Best Interest
We recognize that market-based accounts are vital for potential growth. However, as the adage goes, “it’s not what you make, but what you keep that matters.” In light of potential socio-economic and market volatility, the real question becomes: How long can you “keep” it?
Our goal is to help our clients to:
- Have contractually guaranteed income for life
- Secure their desired lifestyle throughout retirement years
- Be able to access additional income to address potential long-term care expenses
Aside from Social Security or a pension, the only way to access a contractually guaranteed lifetime income is through a fixed deferred annuity. We monitor hundreds of fixed-index annuities and select only those that, compared to a systematic withdrawal from a diversified portfolio, provide more income with fewer assets. Additionally, they also offer extra income for Long-Term Care expenses.
At Wealth Guard Management LLC, the best interest of our clients ALWAYS comes first. Period.
Milton (Jay) Hughes
Founder and CEO
Jay Hughes is a Registered Financial Consultant© with over 41 years of experience, focusing on estate and income for life planning.
He works closely with the Estate Planning Team, a group of highly trained tax attorneys who for the past 26 years have helped countless individuals preserve their assets using a trademark strategy of trusts and the deferring of capital gains tax.
Jay has a 20+ year association with the Estate Planning Source, a national network of estate planning attorneys instrumental in assisting clients with their personal estate plans.
His firm has retained A+ accreditation with the Atlanta Better Business Bureau since 2014.
He is registered with the National Ethics Bureau and is a member of the National Association of Professional Agents (NAPA).
He attended Auburn University and lives in Newnan, Georgia, with his wife Cathy.
Jay’s philosophy for planning for retirement is a balance between risk tolerance and safety.
