Our Mission: Prioritizing Our Client’s Best Interest
We recognize that market-based accounts are vital for potential growth. However, as the adage goes, “it’s not what you make, but what you keep that matters.” In light of potential socio-economic and market volatility, the real question becomes: How long can you “keep” it?
Our goal is to help our clients to:
- Have contractually guaranteed income for life
- Secure their desired lifestyle throughout retirement years
- Be able to access additional income to address potential long-term care expenses
Aside from Social Security or a pension, the only way to access a contractually guaranteed lifetime income is through a fixed deferred annuity. We monitor hundreds of fixed-index annuities and select only those that, compared to a systematic withdrawal from a diversified portfolio, provide more income with fewer assets. Additionally, they also offer extra income for Long-Term Care expenses.
At Wealth Guard Management LLC, the best interest of our clients ALWAYS comes first. Period.
Milton (Jay) Hughes
Founder and CEO
Jay Hughes is a Registered Financial Consultant© with over 41 years of experience, focusing on estate and income for life planning.
He works closely with the Estate Planning Team, a group of highly trained tax attorneys who for the past 26 years have helped countless individuals preserve their assets using a trademark strategy of trusts and the deferring of capital gains tax.
Jay has a 20+ year association with the Estate Planning Source, a national network of estate planning attorneys instrumental in assisting clients with their personal estate plans.
His firm has retained A+ accreditation with the Atlanta Better Business Bureau since 2014.
He is registered with the National Ethics Bureau and is a member of the National Association of Professional Agents (NAPA).
He attended Auburn University and lives in Newnan, Georgia, with his wife Cathy of 53 years.
Jay’s philosophy for planning for retirement is a balance between risk tolerance and safety.
