Our Story

Here at Wealth Guard Management LLC we understand that financial planning for your future is scary and uncertain, especially in today’s economy. But, rest assured that in our hands we’ve helped clients with all types of backgrounds successfully and happily retire with their financial hopes and dreams met and, often exceeded. We want to help make that dream become a reality for you and your family too.

Jay Hughes

Founder & CEO

Milton John (Jay) Hughes, Jr. – Founder of Wealth Guard Management.
Jay Hughes is a financial planner and educator with over 35 years’ experience. His focus is safe money retirement planning. He is a Registered Financial Consultant, a professional designation awarded to those financial advisors who meet the highest standards of education, experience and integrity required of its members. He is also a Certified Annuity Specialist and is certified as a National Social Security Advisor. Jay is a Certified Member of the National Ethics Bureau and his firm has retained an A+ Accreditation with the BBB since 2014.

He attended Auburn University and lives in Newnan,Georgia with his wife Cathy.

The SWAN theory of retirement planning.

Jay’s philosophy for financial planning is all about risk tolerance and safety!

When we reach a certain age, recovering from financial losses becomes more difficult. We lose the benefit of the extra years before retirement to make up those losses. While there is certainly nothing wrong with a well -diversified portfolio, the older we get the more our planning and investment should be focused on steady gain and (most importantly) guaranteed protection from loss. Market downturns can devastate a retirement plan if it is not based on products that absolutely guarantee principal and all accumulated gains.

As a result of this philosophy, not one of Jay’s (my) clients has ever lost a single dime of their protected assets! Numerous times, both clients and their families have expressed their relief and gratitude with the results of this type of planning.

It is my goal to take the fear out of retirement planning and allow my clients to Sleep Well At Night!

Next Steps…

Planning for Retirement isn’t as complicated as it might seem.

Successful Retirement Panning is all about minimizing and managing these risks.


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